SHM, an innovative product development and actuarial consulting firm, specializes in Long Term Care (LTCI) and Critical Illness Insurance (CII).
SHM has developed a proprietary (patent-pending) pricing methodology, enabling insurers and large distributors to offer enhanced LTCI and CII programs, either on a stand-alone basis, or packaged with other products, including life, health and annuities.
| |
| SHM CORE COMPETENCIES include: |
| • |
Extensive product development, marketing, and senior management experience including in-depth actuarial and pricing expertise |
| • |
Product / market focus on LTCI and CII, sold thru various distribution sources and marketing approaches |
| • |
Innovative pricing, marketing and underwriting approaches that offer substantial growth potential while minimizing rate and commission pressures to achieve profit objectives |
| |
|
SHM clients have included major insurers, national / regional MGA's and marketing groups, and state insurance departments.
| |
| SHM PRIMARY GOAL is to assist clients in achieving profitable growth via: |
| • |
Superior products and pricing |
| • |
Cost-effective distribution |
| • |
Software / admin support needed to enhance existing product capabilities and gain entry to new emerging markets |
| |
|
We are here to help you grow your business. Please contact us so we can suggest creative solutions to your specific needs.
The InUnison Solution:
SHM is a member of The InUnison Solution, a consortium of system and service providers for LTCI, CII and related insurance products. This network offers a one-stop, seamless solution for insurer administration and system needs. |
